Bandhan Bank has reported an 11% year-on-year growth in total business for the financial year 2024-25, taking the figure to ₹2.88 lakh crore. Backed by a strong performance in both deposits and loan advances, the bank also recorded a net profit of ₹2,745 crore for the year.
As of March 31, 2025, Bandhan Bank’s total deposits rose to ₹1.51 lakh crore, marking a 12% growth over the previous year. Notably, the retail segment accounted for nearly 69% of the total deposits, underscoring the bank’s strong presence in the consumer banking space. The Current Account and Savings Account (CASA) ratio stood at a healthy 31.4%, reflecting continued confidence among customers in the bank’s services.
Total advances also saw a steady growth of 10%, reaching ₹1.37 lakh crore during the same period. The bank’s capital adequacy ratio (CAR) remained strong at 18.7%, well above regulatory requirements, highlighting its financial stability and resilience.
The growth comes on the back of an expanding distribution network and a strategic push towards digital banking. Bandhan Bank now serves over 3.15 crore customers through a network of more than 6,300 banking outlets across 35 out of 36 Indian states and union territories. The bank has nearly 75,000 employees supporting its operations across the country.
Commenting on the bank’s annual performance, Partha Pratim Sengupta, Managing Director and CEO of Bandhan Bank, said, “Bandhan Bank’s performance reflects balanced, sustainable growth driven by strong governance, risk management, and stakeholder trust. As we evolve into Bandhan Bank 2.0, our focus remains on customer-centric, digital-first solutions, expanding distribution, diversifying assets, and enhancing experiences—positioning us for long-term value and future growth.”
The bank has reiterated its commitment to asset diversification, especially by scaling up its retail portfolio. With a focus on customer-centric innovation, Bandhan Bank is accelerating digitization to enhance operational efficiency, improve service delivery, and elevate overall customer experience.
Founded on August 23, 2015, Bandhan Bank has rapidly emerged as one of India’s fastest-growing private sector banks. Rooted in the principle of ‘Aapka Bhala, Sabki Bhalai’, the bank has focused on financial inclusion by serving semi-urban and rural customers—many of whom were previously outside the reach of traditional banking.
Through its broad range of financial products, including loans, deposits, mobile and internet banking, Bandhan Bank has continuously expanded its footprint, ensuring accessibility and affordability for millions. Its sustained performance in deposits and advances, supported by technological upgrades and customer engagement, positions the bank strongly for the future.
As Bandhan Bank steps into its next phase of growth, it continues to build on its core strengths while embracing transformation to deliver long-term value to its stakeholders.
